Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Islam menghendaki setiap keluarga muslim menjadi keluarga yang sakinah, mawaddah wa rahmah. Dalam rangka mencapai tujuan mulia itu, Islam mengatur keluarga dengan tatanan yang sesuai fitrah manusia. Suami menjadi pemimpin dalam keluarga yang harus ditaati oleh istrinya. Allah Subhanahu wa Ta’ala berfirman:
الرِّجَالُ قَوَّامُونَ عَلَى النِّسَاءِ “Para lelaki (suami) itu pemimpin bagi para wanita (istri)…” (QS. An Nisa’ : 34) Begitu besarnya hak seorang suami untuk ditaati istrinya, Rasulullah shallallahu ‘alaihi wasallam bersabda: لَوْ كُنْتُ آمِرًا أَحَدًا أَنْ يَسْجُدَ لأَحَدٍ لأَمَرْتُ الْمَرْأَةَ أَنْ تَسْجُدَ لِزَوْجِهَا “Seandainya boleh aku menyuruh seseorang bersujud kepada orang lain, niscaya aku akan menyuruh seorang wanita bersujud kepada suaminya” (HR. Tirmidzi; shahih)
Demikianlah Islam mengatur; sebagaimana suami dituntut untuk menafkahi dan mengasihi istrinya, istri dituntut untuk mencintai dan mentaati suaminya, tidak boleh membangkang. Seorang muslimah yang baik tentu memahami tuntunan ini dan tidak akan membangkang pada suaminya. Namun, ada sejumlah sikap membangkang terhadap suami yang seringkali tidak disadari istri dan akhirnya hal itu dilakukan. Kita akan membahas lima di antaranya, berharap semoga sikap ini bisa dihindari.
1. Menolak ‘ajakan’ suami tanpa udzur syar’i
Tidak sedikit istri yang menolak ajakan suaminya untuk berjima’ dengan alasan-alasan yang sebenarnya tidak syar’i. Misalnya ia sebenarnya tidak lelah tapi beralasan lelah, dan itu pun disebabkan oleh aktifitas yang kurang bermanfaat. Misalnya setelah jalan-jalan belanja bersama teman-teman. Belanjanya tidak banyak dan tidak penting, tetapi jalan-jalannya yang lama sehingga akhirnya terasa agak lelah. Sampai di rumah ia langsung istirahat dan tidak menghiraukan ajakan suami.
Jika sekali dalam setahun, mungkin hal itu bisa dimaklumi. Tetapi jika dilakukan berulang-ulang, tentu menjadi sikap membangkang.
Padahal sekali saja seorang istri tidak memenuhi ajakan suaminya tanpa udzur syar’i, ia dilaknat malaikat sampai pagi.
إِذَا دَعَا الرَّجُلُ امْرَأَتَهُ إِلَى فِرَاشِهِ فَأَبَتْ أَنْ تَجِىءَ لَعَنَتْهَا الْمَلاَئِكَةُ حَتَّى تُصْبِحَ
“Jika seorang laki-laki mengajak istrinya ke ranjang lantas istri tersebut enggan memenuhinya, maka malaikat akan melaknatnya hingga waktu Shubuh” (HR. Bukhari dan Muslim)
2. Pergi tanpa ijin suami
Di zaman sekarang, seringkali seorang istri keluar rumah tanpa sepengetahuan dan seijin suaminya. Misalnya saat suaminya kerja, ia keluar bersama teman-temannya untuk sekedar bersenang-senang tanpa meminta ijin kepada suaminya, bahkan memberitahu pun tidak. Apalagi jika ia keluar bersama dengan teman-teman wanita dan pria yang di dalamnya terjadi ikhtilath, campur baur laki-laki dan perempuan. Misalnya duduk di mobil bersebelahan dengan teman pria.
Kadang tidak disadari bahwa hal tersebut adalah sikap membangkang terhadap suami. Mengapa? Sebab jika suaminya tahu, ia tidak ridha dengan apa yang dilakukan oleh istrinya.
Rasulullah memberikan tuntunan, seorang istri hendaknya meminta ijin kepada suaminya jika keluar rumah. Meskipun tidak selalu hal-hal kecil juga minta ijin satu per satu, namun hal-hal yang tidak biasa hendaklah minta ijin pada suami. Kalau sekedar pergi ke depan rumah belanja sayur dan suami sudah memberikan ijin secara umum, tentu tidak harus setiap pergi ke depan rumah menelepon suaminya untuk meminta ijin.
و لا تخرج و هو كاره
“Dan janganlah keluar rumah tanpa ijin suaminya” (HR. Hakim)
3. Banyak mengeluh dan kurang bersyukur
Banyak mengeluh atas kondisi keluarga dan kurang bersyukur terhadap pemberian suami merupakan salah satu bentuk sikap membangkang yang seringkali tidak disadari oleh istri. Hanya punya sepeda pancal, mengeluh. Suami mendapatkan rezeki dan bisa beli motor masih juga mengeluh, inginnya punya mobil.
Umumnya, mengeluh dan kurang bersyukur ini diikuti dengan melupakan kebaikan suami. Meskipun suami sudah bersungguh-sungguh memeras keringat dan membanting tulang, mencurahkan waktu serta kasih sayang, kebaikan-kebaikan itu mudah dilupakan begitu saja saat suaminya berbuat kesalahan.
Sikap ini pula yang membuat banyak wanita masuk neraka. Sebagaimana sabda Rasulullah shallallahu ‘alaihi wasallam:
رَأَيْتُ النَّارَ فَلَمْ أَرَ كَالْيَوْمِ مَنْظَرًا قَطُّ وَرَأَيْتُ أَكْثَرَ أَهْلِهَا النِّسَاءَ. قَالُوا: لِمَ يَا رَسُوْلَ اللهِ؟ قَالَ: بِكُفْرِهِنَّ. قِيْلَ: يَكْفُرْنَ بِاللهِ؟ قَالَ: يَكْفُرْنَ الْعَشِيْرَ وَيَكْفُرْنَ اْلإِحْسَانَ، لَوْ أَحْسَنْتَ إِلىَ إِحْدَاهُنَّ الدَّهْرَ، ثُمَّ رَأَتْ مِنْكَ شَيْئًا قَالَتْ: مَا رَأَيْتُ مِنْكَ خَيْرًا قَطُّ
“Dan aku melihat neraka. Aku belum pernah sama sekali melihat pemandangan seperti hari itu. Aku lihat ternyata mayoritas penghuninya adalah para wanita.” Ditanyakan kepada beliau, “Mengapa para wanita menjadi mayoritas penghuni neraka, ya Rasulullah?” Beliau menjawab, “Disebabkan kekufuran mereka.” Ada yang bertanya lagi, “Apakah para wanita itu kufur kepada Allah?” Beliau menjawab, “(Tidak, melainkan) mereka kufur kepada suami dan mengkufuri kebaikan (suami). Seandainya engkau berbuat baik kepada salah seorang istri kalian pada suatu waktu, kemudian suatu saat ia melihat darimu ada sesuatu (yang tidak berkenan di hatinya) niscaya ia akan berkata, ‘Aku sama sekali belum pernah melihat kebaikan darimu’.” (HR. Bukhari dan Muslim)
4. Membuat suaminya sedih
Dalam salah satu hadits yang diriwayatkan oleh Hakim, Rasulullah mengingatkan para istri untuk tidak membuat hati suaminya sedih.
و لا تخشن بصدره
“Dan janganlah membuat hatinya sedih” (HR. Hakim)
Bentuknya sangat luas. Misalnya istri yang terlalu banyak menuntut, istri yang memaksa jika meminta sesuatu yang sebenarnya tidak diperlukan atau bisa ditunda, hingga sikap meremehkan suami atau bahkan merendahkannya.
5. Membelanjakan nafkah untuk hal yang tidak disukai suami
Kewajiban suami adalah memberikan nafkah kepada istri. Terkait nafkah ini, istri perlu mengelola sebaik-baiknya untuk kebaikan keluarga, terutama jika ekonomi suaminya dalam kondisi ‘terbatas’. Yang paling utama adalah kebutuhan primernya terpenuhi; untuk makanan bagi keluarga, membeli pakaian yang diperlukan, operasional rumah tangga, dan pendidikan anak. Istri boleh menyisihkan sebagian nafkah dari suaminya untuk sedekah dan sejenisnya dengan catatan jika tanpa sepengetahuan suaminya, maka separuh pahalanya untuk sang suami.
وَمَا أَنْفَقَتْ مِنْ نَفَقَةٍ عَنْ غَيْرِ أَمْرِهِ فَإِنَّهُ يُؤَدَّى إِلَيْهِ شَطْرُهُ
“Setiap infak yang ia keluarkan tanpa ijin suaminya, maka separuh pahalanya diberikan kepada sang suami” (HR. Bukhari)
Istri tidak boleh menggunakan nafkah pemberian suaminya untuk hal-hal yang tidak disukai suaminya. Misalnya digunakan untuk membeli barang-barang yang tidak diperlukan, atau sekedar dihabiskan untuk bersenang-senang dengan teman, sementara hal-hal yang lebih prioritas malah tidak teranggarkan.
Wallahu a’lam bish shawab. [Muchlisin BK/Bersamadakwah]
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